Intention Statement

The success of humanity is dependent on many factors, but humans could not exist if we didn’t care for each other.  Caring for your neighbor, and love for fellow people of this earth, is essential to furthering human life.  By keeping our hearts open and by coming from a place of love when we interact with one another, we spread goodness, kindness, and total acceptance of each another.  One small kind action toward someone can lead to another kind action, and multiply beyond our comprehension. 

By using massage as a tool to create a better human experience for another person, whether by reducing pain, or providing a quality and comforting touch, we do our part in moving the course of humanity in the direction toward good.


Mission Statement

Our mission is to educate an exceptional Licensed Massage Therapist who can consistently give high quality massage, is fully knowledgeable, competent, and adaptable in the field of massage therapy.


Massage Therapist Certification

This is our flagship program. It is an entry-level, immersion/apprentice style massage therapy program where students will learn hands on techniques to alleviate pain and bring relaxation and comfort to those in need.  In addition, students will learn which health conditions are contraindicated for massage, and how to safely apply chair massage and hot stone massage.  Upon successful completion of this one-year, 500-hour program, the student will be presented with a formal Massage Therapist Certification of Completion, and will be eligible to apply for the state board exam (MBLEx) and apply for State Licensing in Indiana.

Our students learn hands-on skills starting on the first day of class because it’s important to develop a sense of touch, essential to this career.  We spread the anatomy and physiology portion of the class out over the course of the program as to not overwhelm the student with too many medical terms and muscle names.  Please see our curriculum for specific information taught in this program.

Our classes spend half the time teaching out of our textbooks, and half hand’s on-lab practicing various massage applications.  Students should come to school dressed and prepared to give and or receive massage every class.


Continuing Education Opportunities (CE’s)

There are various continuing education opportunities coordinated by Carmel School of Massage &
Healing Arts.  Some CE classes may be attended by students currently enrolled in the CMT program.  Please see our website for an updated list of classes not limited to Ortho-Bionomy®, Pregnancy Massage, Trager Method, CPR.


Novice Classes - (12-month completion time)

New classes for beginners will start every quarter, and the program lasts a total of 48 weeks spread out through one calendar year.  The total weekly hourly commitment for the program is 10.5 hours/week. 

There will be 8 supervised classroom & lab hours, 2.5 supervised, onsite or offsite internship clinical hours and documented practice hours (outside of class time) per week. The session options below are fixed for classroom hours. Student Massage Clinic will be open at various times during the week for students to come and practice.

Session I Tuesdays and Thursdays 5:00pm – 9:00pm (starts January 16, 2018)
Session II Tuesdays and Thursdays 10:00am – 2:00pm (starts April 17, 2018)
Session III Mondays 10:00am – 6:00pm (starts July 16, 2018)
Session IV Saturdays 10:00am – 6:00pm (starts October 20, 2018)

*6-month completion time is available to novice students who wish to accelerate their
program. Must take two of the above classes simultaneously for a total of 16 classroom hours
and 5 clinic hours per week. Must start on first day of class and attend second class which
started 6-months prior or make special arrangements with our administrators for an
individualized education plan.


Fast Track Classes – (4-month completion time)

Fast Track classes are geared for students with prior experience or education in massage therapy who wish to complete the program in 16-weeks. The curriculum is the same, only we move through the material much faster. There will be 24 hours of class each week and requires 8 hours of clinic time outside of class. We offer classes to both English and Mandarin speaking students (translator provided).

Mandarin speaking class:

M-FT Session I – Wednesdays, Thursdays, and Fridays 10am-6pm (starts April 11, 2018)

English speaking class:

E-FT Session I – Saturdays, Mondays, and Tuesdays 10am-6pm (starting date TBD)


Holidays Not in Session

Carmel School of Massage follows Carmel Clay School's Acaemic Calendar.

  • Memorial Day weekend (for Saturday and Monday classes)
  • Labor Day Weekend (for Saturday and Monday classes)
  • Thanksgiving Day (Thursday class)
  • Week of Spring Break (for Tuesday/Thursday classes)
  • Week of Fall Break (for Tuesday/Thursday classes)
  • Two weeks of Winter Break (last two weeks of December - all classes)
  • Actual number of weeks of class - 48

Class Size

The class sizes are small with no more than 10 students per class. We feel it is important that our
students get individual training with our instructors.


In-House Instructors

Our instructors are Certified & State Licensed Massage Therapists, with time-tested massage skills and diverse experiences. They all have successful massage practices for a combined 50 or more years, and have medical, education, psychology, and/or physiology backgrounds. They are intensely passionate about teaching in the field of massage therapy. We don’t provide a cookie cutter type of massage education, but rather honor individual learning styles and differences by tailoring the material to the students as much as possible.


Program Requirements

  1. Must be 18 years old on or before starting date of class.
  2. Have high school diploma, High School Equivalency, GED, or 60 High School Credit Hours
  3. Be in overall good health.
  4. Speak fluent English (to be evaluated on a case by case basis)
  5. Schedule an informal meeting and tour of the facility with the School Director, Nicole Zollinger-
    Muench or member of the admissions team. Students should have some previous exposure to
    bodywork, which can be accomplished by getting a massage or visiting the school.
  6. Submit enrollment form along with $100.00 fee.


$100.00 Enrollment fee
$275.00 Textbook & supplies fees (due on first day of class)
$9,600.00 Tuition costs ($400 down payment first day of class)

$9,975.00 Total investment in your education

Payment Information

Textbooks & Supplies Fees ($275) and down payment of $400 ($675 total) is due on the first day of class.

Tuition is billed the first of each month and can be paid automatically via credit/debit card or electronic funds transfer, or by check.

Payment Options

  • Payment in full $9600.00.  $500 discount will be applied for this option for a total of $9,100 for tuition.
  • Monthly payments
    • $800.00 / month  for year-long (12-month) program
    • $1,600.00 / month  for 6-month program
    • $2,400.00 / month  for 4-month program

Textbooks & Supplies Fees ($275) and down payment of $400 ($675.00 total) is due on the first day of class.  In the event of late enrollment, all past tuition fees must be paid in advance.

Tuition is billed the first of each month and can be paid automatically via credit/debit card, electronic funds transfer or by check.  There is a $25.00 charged for returned checks.

  • discounts may apply which would lower payments.
  • longer payment options may be available on a case by case basis and is subject to a service charge of no more than 10%.

Discounts Available

  • $500 off tuition for payment in full before start of class

  • $500 off tuition for prior experience or education

  • $500 off tuition for each student in a class where 5 or more students are enrolled (volume discount)


  • In the event that you fail to remit payment on or before the first day of class or in the event you have insufficient funds from your automatic payment, you will not be permitted to attend class until payment in full is received or you arrange other payment arrangements.
  • All tuition and fees must be paid in full to receive a grade transcript, certification and/or diploma.  In addition, should Carmel School of Massage and Healing Arts retain attorneys to collect unpaid amounts from you, you will be responsible for all costs incurred in collecting from you including but not limited to reasonable attorney's fees, collection costs, court fees and the highest rate of interest allowed by law.



Offsite Internships

In special cases, the school will allow a student to do all 125 clinical house in a supervised offsite internship.  These situations are considered and approved on an individual bases.  The student must pay the school the money that would have been earned during the course of their experience in the student clinic.  This option is not available to Veterans.  The offsite internship fee is $1,500.


Late Tuition Payment Policy

Payments must be made by the 1st of each month.  We have a 5-day grace period. If the payment is not received by the 5th of the month the student will not be allowed to attend classes until payment is made, and will have to make up the hours missed.  Auto pay is mandatory for those who have been late with three payments during the course of the program.


Criteria for Completion of Program and Policies

  • A student fails if they do not complete the 500 hours of training (excessive absences defined as missing without make-up 25% of the classes offered).
  • A student fails if they do not pass the two major exams (written and practical) given.
  • A student fails if they do not successfully administer 70% or more of the technical skills presented.


Program Withdrawal by the Student

Students may withdraw voluntarily from Carmel School of Massage & Healing Arts at any point during the course of their program.  To withdrawal from the program, students must write the reason of the withdrawal and schedule a time to meet with the Director.  Tuition and Fees must be paid to date of withdrawal.  In cases of a refund, please see the refund policy below.


Termination of the Student

The Carmel School of Massage and Healing Arts policy on termination of a student states that a student may be terminated if that student fails to abide by the terms of the enrollment agreement or Carmel School of Massage and Healing Arts' policies and standards of conduct.


Code of Student Conduct - See the Student Code of Conduct Manual for more details

Attendance Policy

The class you enroll in is the class you are expected to come to for all of your classes (unless you are making up hours).  If you miss 3 or more (4-hour blocks) of class, in one month’s time, a demerit will be placed in your file.  After the second demerit, you will have a private meeting with one of our faculty members to discuss how you can make school a higher priority.  Three demerits in a row will constitute expulsion from our program.  If you are unable to make class due to personal or family illness or unforeseen, unavoidable circumstances, the student is expected to contact the instructor or the Assistant Administrator.

Make up Hours

Students are responsible to make up missed material and hours in a timely manner by attending other classes.  Students will not be allowed to catch up on missed work during normally scheduled class time.  If students have not made up missed classroom hours 6 weeks after expected graduation date, students will be charged $8.00/hour per classroom hour that still needs to be made up.

Personal Hygiene / Dress Code Policy

We ask students to be aware of and maintain their personal hygiene. The following are essential:

  •  General cleanliness
  •  Short fingernails
  •  Washing hands before and after each massage
  •  Wearing scrubs or modest, comfortable, clean clothing that is acceptable for this profession

Sexual Harassment Policy

Carmel School of Massage & Healing Arts is committed to preventing sexual harassment in the school.  There are procedures in place to educate the student on the definition of sexual harassment and to receive and deal with complaints.  Any student found to be in violation of this policy will be expelled from the program at the Director’s discretion.

Alcohol and Drug-Free Policy

It is unlawful for a massage therapist to perform massage under the influence of alcohol, illegal drugs or prescription drugs that might impair the judgment of the therapist.  A student may be dismissed for the unlawful possession or use of illicit drugs and alcohol while attending class and labs.  Any student found to be in violation of this policy will be expelled from the program at the Director’s discretion.

Non-Discrimination Policy

It is the policy of Carmel School of Massage and Healing Arts that no person may be denied admission, participation or be discriminated against, in any curricular programs or activities because of the person's sex, race, religion, national origin, orientation, or physical, mental, emotional or learning disability or handicap.

The result of this is that Carmel School of Massage students and faculty will work with each other during class and lab in an even-rotation when possible.

Exceptions may be considered by providing a formal complaint, in writing, to the School Director. This complaint will be addressed individually and an exception to the policy may be granted.

Professionalism Policy

 It is the policy that Carmel School of Massage students must be able to demonstrate and maintain the highest professional standards including but not limited to the following types of character traits or the good-spirit of the industry:

Reliability   Compassion   Non-Judgement
Positive Attitude   High Integrity   Modest Dress
Helpfulness   Good Ethics   Understanding Attitude

These are the kinds of traits professionals exhibit in this industry.  If you cannot exhibit these kinds of behaviors with your classmates, you will not be able to exhibit them professionally.

Student Illness Policy

To help prevent the spread of illness we ask Students to stay home if you have an infection that might cause others to become ill, a fever of 100 degrees or more, diarrhea, vomiting or unexplained rashes.  Students who have had a fever should not return to school until they have been free of a fever without the aid of medications for a minimum of 24 hours. This 24-hour policy also applies for vomiting and diarrhea.


Procedures for Filing a Complaint

Carmel School of Massage & Healing Arts takes all concerns and complaints seriously.  All questions or concerns about the Carmel School of Massage program, policies, or administration should be communicated to the school administration during non-class hours. If questions occur during class hours, the instructor will request that the student write or email the school administrators on their own time.  To file a complaint, please write the nature of the complaint, including names, dates and any other information necessary for a complete understanding of the situation and schedule a time to meet with the Director to discuss the issue.  If you have a complaint or concern that cannot be resolved through dialog with the staff, administration and/or owner of the school, please refer to the information below.



This institution is regulated by:

Indiana Department of Workforce Development
Office for Career and Technical Schools
10 N. Senate Ave, Suite SE 308
Indianapolis, IN 46204
317 234-8338 or 317 232-1732



  • As a crucial part of this massage therapy program, students will be exposed to other culture’s massage and health modalities which can sometimes be aligned with religions.  This school does not teach or align with any religion affiliation.  As a student, learning other cultures heath and religious practices should not interfere with your personal spiritual beliefs.

  • Carmel School of Massage & Healing Arts reserves the right, based on resources to limit class sizes.


Contact Information

Nicole M. Zollinger-Muench, BS, CMT
Director / Director
624-A S. Rangeline Road
Carmel, IN 46032

School Phone: (317) 414-8660



National Affiliations

  • NCBTMB Assigned School - 1000 hours approved
    Graduates from our school are eligible to sit for the prestigious Board Certification Exam, which is the highest voluntary credential attainable to massage therapists and bodyworkers in the profession today.
  • ABMP
    Carmel School of Massage & Healing Arts has met the requirements for school membership status with the Associated Bodywork and Massage Professionals.
    Students enrolled at Carmel School of Massage & Healing Arts will be allowed to take the MBLEx state-licensing exam any time after completion of 500 hours.  The student is responsible for this additional expense of $195.00.
  • SOBI
    Society of Ortho-Bionomy® International has partnered with our school to create the Center of Ortho-Bionomy in Indiana, who is the sole coordinator for all Ortho-Bionomy® classes in the state of Indiana.

Federal VA Refund Policy

Title 38 US Code CFR 21.4255 Refund Policy; Non-Accredited Courses for IHL/NCD

A refund of the unused portion of the tuition, fees and other charges will be made to the veteran or eligible person who fails to enter or fails to complete the course as required by Veteran Administration regulation.  The refund will be within 10% (percent) of an exact pro rata refund.  No more than $10.00 of the established registration fee will be retained if a veteran or eligible person fails to enter and complete the course.

The code states that the exact proration will be determined on the ratio of the number of days of instruction completed by the student to the total number of instructional days in the course. 

This policy will change upon accreditation of the school by an accrediting body recognized by the U.S Department of Education.  The State Approving Agency will be notified accordingly. 

Refund Policy

The postsecondary proprietary educational institution shall pay a refund to the student in the amount calculated under the refund policy specified below or as otherwise approved by the Office for Career and Technical Schools (OCTS). The institution must make the proper refund no later than thirty-one (31) days of the student's request for cancellation or withdrawal. 

If a postsecondary proprietary educational institution utilizes a refund policy of their recognized national accrediting agency or the United States Department of Education (USDOE) Title IV refund policy, the postsecondary proprietary educational institution must provide written verification in the form of a final refund calculation, upon the request of OCTS, that its refund policy is more favorable to the student than that of OCTS. 

The following refund policy applies to each postsecondary proprietary educational institution as follows: 

1.     A student is entitled to a full refund if one (1) or more of the following criteria are met: 

(a)  The student cancels the enrollment agreement or enrollment application within six (6) business days after signing. 

(b)  The student does not meet the postsecondary proprietary educational institution's minimum admission requirements. 

(c)  The student's enrollment was procured as a result of a misrepresentation in the written materials utilized by the postsecondary proprietary educational institution. 

(d)  If the student has not visited the postsecondary educational institution prior to enrollment, and, upon touring the institution or attending the regularly scheduled orientation/classes, the student withdrew from the program within three (3) days. 

2.     A student withdrawing from an instructional program, after starting the instructional program at a postsecondary proprietary institution and attending one (1) week or less, is entitled to a refund of ninety percent (90%) of the cost of the financial obligation, less an application/enrollment fee of ten percent (10%) of the total tuition, not to exceed one hundred dollars ($100). 

3.     A student withdrawing from an instructional program, after attending more than one (1) week but equal to or less than twenty-five percent (25%) of the duration of the instructional program, is entitled to a refund of seventy-five percent (75%) of the cost of the financial obligation, less an application/enrollment fee of ten percent (10%) of the total tuition, not to exceed one hundred dollars ($100). 

4.     A student withdrawing from an instructional program, after attending more than twenty-five percent (25%) but equal to or less than fifty percent (50%) of the duration of the instructional program, is entitled to a refund of fifty percent (50%) of the cost of the financial obligation, less an application/enrollment fee of ten percent (10%) of the total tuition, not to exceed one hundred dollars ($100). 

5.     A student withdrawing from an instructional program, after attending more than fifty percent (50%) but equal to or less than sixty percent (60%) of the duration of the instructional program, is entitled to a refund of forty percent (40%) of the cost of the financial obligation, less an application/enrollment fee of ten percent (10%) of the total tuition, not to exceed one hundred dollars ($100). 

6.     A student withdrawing from an institutional program, after attending more than sixty percent (60%) of the duration of the instructional program, is not entitled to a refund. 

Student Protection Fund

IC 22-4.1-21-15 and IC 22-4.1-21-18 requires each educational institution accredited by the Office for Career and Technical Schools to submit an institutional surety bond and contribute to the Career College Student Assurance Fund which will be used to pay off debt incurred due to the closing of a school, discontinuance of a program, or loss of accreditation by an institution. To file a claim, each student must submit a completed “Student Complaint Form.” This form can be found on OCTS’s website at

OCTS Resident Refund Policy

Revised 8/21/17